Addressing the Conservatives reputational deficit – the case for a Tory wealth tax

21^st April 2015

As other journalists and commentators have noted, despite the impressive achievements of the Conservatives in coalition – jobs up, incomes increased and bureaucracy streamlined – the party still has a reputation for cut-throat ‘nastiness’ and serving entrenched privilege.

Conservatives + Manifesto + Tax + Wealth

A Community Finance Foundation: Helping the financial sector fulfil its civic duty

17^th April 2015

When we step back and review how our lives work one thing that becomes abundantly clear is that they are entwined with the financial system. On a daily basis, we depend on financial services to enable us to eat, work and sleep.

Community Finance: Expanding credit unions sustainably

16^th April 2015

The years since the turn of the century have been ones of growth and modernisation in the credit union sector. In 2000, there were 687 credit unions with 325,000 members, lending £175 million and with total assets of £214 million.

Community finance + Credit + Debt + Finance

Community Finance: The state of play in 2015

15^th April 2015

With over 200 people attending across the Community Development Finance Institutions (CDFI) industry, as well as across the private, public and public sectors, there was an undeniable buzz around Community Finance 2015 – the CDFA’s annual conference – at the Grand Connaught Rooms last month.

Community finance + Credit + Debt + Finance

Hot Air not Warm Homes: Why the Greens’ manifesto commitments on energy efficiency are not credible

14^th April 2015

In previous years the release of the Green Party General Election manifesto has not been accompanied with a great deal of interest from the national media, but with a growing share of the vote and with the outcome of the election staggeringly uncertain, the party may yet help to determine who forms the new administration.

Energy + Energy Efficiency + GE2015 + Green Part + Manifesto

Community Finance: Providing better financial services for individuals and small businesses

14^th April 2015

Since the financial crisis of 2008 there have been significant changes in access to credit. Much has been written about difficulties faced by small businesses, and the behaviour of banks withdrawing from small loans and (perceived) high risk investments.

Community finance + Credit + Debt + Finance

Community Finance: Capping the cost of credit is a job half done – here’s how to finish it

13^th April 2015

A priest, a rabbi and an imam walked into a bank. It sounds like the start of a bad joke, but in fact it was the start of a very effective campaign.

Community finance + Credit + Debt + Finance

Technology disruption – coming to a bank near you

30^th March 2015

Before entering Parliament I worked as an electrical engineer, mainly in telecoms.  I spent a lot of time in network software development, getting networks to talk to each other and exchange voice and data.

banking + bitcoin + digital currencies + Finance + prosperity + Regulation

Blockchain: The ability to scale trust

27^th March 2015

Most people I speak to regarding the Bitcoin protocol have never heard of it. Of those that have, the majority have heard of only bitcoin the ‘currency’. I put that in pretty quotation marks and italics because I am firmly in the “moonshot it will not go to zero” camp.

banking + bitcoin + digital currencies + Finance + Regulation

User Autonomy: The confluence between private data stores and cryptocurrencies

26^th March 2015

Users have migrated from running all their own software and storing files locally to accessing their data through cloud-based software solutions. The migration of files has also been accompanied with flows of personal information to corporations.

banking + bitcoin + digital currencies + Finance + Regulation