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The Disraeli Room
The Disraeli Room is a hub for new ideas, commentary and analysis. ResPublica's blog is named after the great reforming Prime Minister of the nineteenth century, Benjamin Disraeli, and welcomes contributions from across the political, academic and professional spectrum.
Blog Posts
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Community Finance: The state of play in 2015
15th April 2015
- Callum Anderson
With over 200 people attending across the Community Development Finance Institutions (CDFI) industry, as well as across the private, public and public sectors, there was an undeniable buzz around Community Finance 2015 – the CDFA’s annual conference – at the Grand Connaught Rooms last month.
Community finance + Credit + Debt + Finance
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Hot Air not Warm Homes: Why the Greens’ manifesto commitments on energy efficiency are not credible
14th April 2015
In previous years the release of the Green Party General Election manifesto has not been accompanied with a great deal of interest from the national media, but with a growing share of the vote and with the outcome of the election staggeringly uncertain, the party may yet help to determine who forms the new administration.
Energy + Energy Efficiency + GE2015 + Green Part + Manifesto
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Right to Buy, Wrong to Sell: Why the Conservatives’ ‘Right to Buy’ for Housing Associations will do more harm than good
14th April 2015
It is further evidence of the priority now accorded to housing policy by the public and the media that much of the interest in the Conservative Party manifesto, published today, has focused on the proposed extension of the ‘right to buy’ policy to housing association (HA) tenants.
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Community Finance: Providing better financial services for individuals and small businesses
14th April 2015
Since the financial crisis of 2008 there have been significant changes in access to credit. Much has been written about difficulties faced by small businesses, and the behaviour of banks withdrawing from small loans and (perceived) high risk investments.
Community finance + Credit + Debt + Finance
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Community Finance: Capping the cost of credit is a job half done – here’s how to finish it
13th April 2015
A priest, a rabbi and an imam walked into a bank. It sounds like the start of a bad joke, but in fact it was the start of a very effective campaign.
Community finance + Credit + Debt + Finance
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Technology disruption – coming to a bank near you
30th March 2015
Before entering Parliament I worked as an electrical engineer, mainly in telecoms. I spent a lot of time in network software development, getting networks to talk to each other and exchange voice and data.
banking + bitcoin + digital currencies + Finance + prosperity + Regulation
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Blockchain: The ability to scale trust
27th March 2015
Most people I speak to regarding the Bitcoin protocol have never heard of it. Of those that have, the majority have heard of only bitcoin the ‘currency’. I put that in pretty quotation marks and italics because I am firmly in the “moonshot it will not go to zero” camp.
banking + bitcoin + digital currencies + Finance + Regulation
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User Autonomy: The confluence between private data stores and cryptocurrencies
26th March 2015
Users have migrated from running all their own software and storing files locally to accessing their data through cloud-based software solutions. The migration of files has also been accompanied with flows of personal information to corporations.
banking + bitcoin + digital currencies + Finance + Regulation
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The culture clash of cryptocurrencies
26th March 2015
The latest buzzwords on everyone’s lips is FinTech; the apparently effortless splicing of finance and technology into one expression. This seamless merger belies reality as the people working in the two industries are akin to oil and water when it comes to culture and terminology.
banking + bitcoin + digital currencies + Finance + Regulation
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The return of monetary politics
25th March 2015
Last Wednesday the government formally announced plans to welcome and regulate digital currency activity in the UK. The promise of research funding, police training, and pragmatic regulation are welcome first steps, but to what end?
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